|
|
 | 24 May 2012 15:25 |
|
| Hazel_Ashton Model  Location United Kingdom West Yorkshire Leeds |  Quote from hulmebantamYour maintenance loan for living expenses will be £5,500 per year, or slightly more if you are living in London. No comment on your personal circumstances, but for most parts of the UK the majority of that will be needed for accomodation/bills etc. It will leave very little for anything else including food. The current economic climate makes it exceptionally challenging to find part-time work to supplement this. This implies a significant increase in overall debt beyond that incurred with the student loans company for many students. This debt will be with commercial banks, whose terms and conditions will be a lot more demanding than those underwritten by the taxpayer via the student loans company. The new fees system is not a taking from the rich to give to the poor. It is a redistribution from the taxpayer to the current non-taxpayer, which for the reasons outlined above does not favour those coming from poorer backgrounds. It is clearly not viable to maintain mass free education, however the new fees approach will disadvantage those from poorer backgrouds. +1 its incredibly hard to live off that amount a year and I got a grant too cos my parents combined income was less than 25k. |
|
| Hazel - Contact me for any photoshoots you want to do if your interested | ||
| 24 May 2012 15:54 |
|
| N_A_Photography Photographer  Location United Kingdom Norfolk Norwich | Quote from hulmebantam Your maintenance loan for living expenses will be £5,500 per year, or slightly more if you are living in London. No comment on your personal circumstances, but for most parts of the UK the majority of that will be needed for accomodation/bills etc. It will leave very little for anything else including food. The current economic climate makes it exceptionally challenging to find part-time work to supplement this. This implies a significant increase in overall debt beyond that incurred with the student loans company for many students. This debt will be with commercial banks, whose terms and conditions will be a lot more demanding than those underwritten by the taxpayer via the student loans company. The new fees system is not a taking from the rich to give to the poor. It is a redistribution from the taxpayer to the current non-taxpayer, which for the reasons outlined above does not favour those coming from poorer backgrounds. It is clearly not viable to maintain mass free education, however the new fees approach will disadvantage those from poorer backgrouds. The 5,500 maintenance loan is the max which you would only get if you live in London you the can get several other grants available personally my loan not including 8,500 per year for tuition all together is 9,500 and some odd pounds over that as a care leaver I also lucky enough receive 2k which I only get once so frankly your statement that poorer people are better off is frankly wrong as personally im close to the bottem of the food chain so to speck and im better off either getting a full time job I hate or follow my dream which I have decided to do The absolute bottem being on the dull |
|
| WWW.NIKKALAADES.COM | ||
 | 24 May 2012 15:58 |
| RebeccaAmy Model  Location United Kingdom Cheshire Wirral | If people are stupid enought to get into debt for a pathetic degree, just to say they've been to university, then good on them. A university is a business, and if you're going to study something like theology, then you may as well just give the university your money. The way I see it, science and maths opens up possibilities of studying real degrees. Anything else seems a little flimsy. RebeccaAmy <3 (p.s. Student Orthoptist, University of Liverpool) |
| 24 May 2012 15:59 |
|
| N_A_Photography Photographer Location United Kingdom Norfolk Norwich | Plus if im honest as a very low earner myself you learn how to save money hey my gas bill Costs me a fiver a month and 25 on electric go eco maaaaaaaaaan save the planet and all that dubee  |
|
| WWW.NIKKALAADES.COM | ||
| 24 May 2012 16:00 |
| RebeccaAmy Model  Location United Kingdom Cheshire Wirral | Quote from RebeccaAmy enought enough* |
| 24 May 2012 16:04 |
|
| N_A_Photography Photographer  Location United Kingdom Norfolk Norwich | Quote from RebeccaAmy enough* Haha don't worry about it alot of my A's end up as Q's damn small button on touch screens |
|
| WWW.NIKKALAADES.COM | ||
 | 24 May 2012 16:28 |
|
| Tansy_Blue Model  Location United Kingdom London Harrow | Quote from Tidal_Kitten A colleague of mine who is a steward (not even management) with the event services company I'm with has finished a BSc in Neuro Science and can't get a frigging job...so he's working for a couple years (avoiding Tesco's as he didn't like stacking shelves) and going back into education...raising more debt in hopes that he can get a job with some other more ridiculously advanced MSc/Phd in neuropathy or something... Degrees don't guarantee you as much as they used to. Especially with uni's playing the league tables to get more money credibilty. Yeah I mentioned that earlier - degrees are getting more expensive even as their (monetary) worth declines. It's all a bit rubbish really. As degrees become more normal they become more expensive and less valued, but *not* having a degree becomes more of an abnormality (and presumably more of a disadvantage? =/). Quote from hulmebantamThis implies a significant increase in overall debt beyond that incurred with the student loans company for many students. This debt will be with commercial banks, whose terms and conditions will be a lot more demanding than those underwritten by the taxpayer via the student loans company. When I was in school we had a student finance talk and were told that we could expect to have about £60k of debt upon leaving uni. =/ Quote from RebeccaAmyIf people are stupid enought to get into debt for a pathetic degree, just to say they've been to university, then good on them. A university is a business, and if you're going to study something like theology, then you may as well just give the university your money. The way I see it, science and maths opens up possibilities of studying real degrees. Not necessarily, a lot depends on the uni you go to. Cambridge graduates in theology have an 80% graduate employment rate (the percentage of - 6 months after graduation - employed students that hold a job that actually needs a degree, i.e. not working the tills at Poundland). University of Hertfordshire graduates in mathematics and statistics have a graduate employment rate of only 30%. (I'm pulling these stats from unistats.direct.gov.uk) I've been thinking about this kind of thing a lot recently, the deadline on my UCAS is 15th October and I want to get it in as early as possible. |
|
| "The poetic, the scientific, the erotic - why should the imagination care which master it serves?" - Ian McEwan | ||
| 24 May 2012 16:36 |
| RebeccaAmy Model Location United Kingdom Cheshire Wirral | Quote from Tansy_Blue Not necessarily, a lot depends on the uni you go to. Cambridge graduates in theology have an 80% graduate employment rate (the percentage of - 6 months after graduation - employed students that hold a job that actually needs a degree, i.e. not working the tills at Poundland). University of Hertfordshire graduates in mathematics and statistics have a graduate employment rate of only 30%. (I'm pulling these stats from unistats.direct.gov.uk) I've been thinking about this kind of thing a lot recently, the deadline on my UCAS is 15th October and I want to get it in as early as possible. It's a pretty obvious assumption that Oxford and Cambridge graduates are going to be recruited. I mean come on... There was a lad in my classes in sixth form who applied to one of the two, think it was Cambridge to do maths. At A levels he achieved; An A in Biology An A in Chemistry An A in Maths An A in Further Maths An A in IT and those were all A2s, except Further Maths, which you do in your A2 year, but only counts for an AS... ...and he didn't get in. When you start talking about Oxford and Cambridge, you're in a totally different league. If you think you're a clever person, you will go to university and get found out; a lot of people on my course didn't make the grade for medicine and they make you feel inadequate. I study a degree which it only taught at two university's in England, Liverpool and Sheffield, and it's NHS funded, so you can imagine how competitive it is. RebeccaAmy <3 |
| 24 May 2012 17:24 |
|
| Tansy_Blue Model Location United Kingdom London Harrow | My point is that being snobby about subjects isn't the whole picture; theology and subjects like it aren't necessarily "pathetic degrees" or less "real" than science and maths, it depends on where you do it as well and the chances of you as an individual getting a job you find rewarding (monetarily or personally or preferably both) after graduation depend on a vast variety of factors. Tl;dr - it  es me right off when people blanketly discount humanities, liberal arts and social sciences, just because you're taking theology doesn't mean you going to uni is pointless.(NB, I'm doing 3 sciences and want to apply for natural sciences at uni.) |
|
| "The poetic, the scientific, the erotic - why should the imagination care which master it serves?" - Ian McEwan | ||
24 May 2012 18:18 |
||
| Tidal_Kitten Model | Quote from Tansy_Blue (and presumably more of a disadvantage? =/). Presumed incorrectly... :-) but it depends on what field we're talking and if someone's got the gusto to educate themselves for free...but that's a whole (uncollege) different story, this thread's already veered off a little  |
|
| More than just Kibbles and Bits | ||
|
| 36 Users currently online | Blue=Models Orange=Photographers Red=Agencies Purple=MUA/Stylists Grey=Studios Green=Moderators | |
| annierosex Aylasky Bailey29 brookeluxx Cherry_TopHat ErinB fizzy Jessica25 jodunn32 kristinalab parisjayde SophieB24 tinki05 weepee19 | ||
| _elegia_ Alfie bblack bernie7839 bigphilphotography blue_dragonfly Daddylonglense Dramatic_digital DWP eddyweir14 jorgecaan Kevinuk Kjoservices rickspixuk robhillphoto rscott360 salamander_plissken scporter ShackledMaidens southernsnapper studiopics yellow_peril | ||
